Insurance and Payment Options
Insurance CarriersWe accept and honor most dental insurance plans. The following are just a few of the dental insurance carriers we're providers for: |
CareCredit Payment OptionsWe partner with CareCredit to work with you for a payment plan that best fit for your needs. CareCredit payment plans are ideal for co-payments, deductibles, treatment and procedures not covered by insurance. If you have further questions about the payment plan options, please contact us at 408-238-6684 |
PPO(Preferred Provider Organization) is the most common form of insurance. They provide members with a list of participating dentists to choose from. The dentists on this list have agreed to a lower fee schedule, which provides you with greater cost savings. They also assist with insurance billing. Most companies pay 50% on major treatment (crowns, bridges, partials), 80% for basic care (fillings), and up to 100% for preventative care (exams, x-rays, basic cleanings). Annual maximums generally range from $1,000 to $2,000. |
HMOAlso known as capitated or prepaid insurance, was designed to provide members with basic care at the lowest rate. Participating providers receive a monthly capitation check for patients assigned to the office. This amount is only a few dollars and is intended to offset the administrative costs. HMOs generally don't pay for services rendered. Fees are usually greatly reduced, but the patient is solely responsible for paying the doctor. |